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Is That An Alternative to Traditional Health Insurance?

When it comes to typical insurance, holistic healthcare doesn’t usually have a place. Treating your whole body, healing from within, and getting to the root cause of your symptoms is rarely an option. 

What if there was an alternative solution? A way to have healthcare peace of mind for your big, unexpected injuries or illnesses, with the possibility of exploring holistic and alternative methods of care.

I Found A Solution

There are entire communities of individuals and families who participate in a concept known as medical cost-sharing. Maybe you've heard of it before. It's an alternative to health insurance, which is a monthly membership. You pay a low monthly contribution to the health-sharing community. Then, if you have an unexpected medical event, it's there to help you.

There are many medical cost-sharing companies to choose from. However, only one provides significant savings on wellness services you already use, affords savings so you can get the wellness care that fits your lifestyle, and is open and accepting to the possibility that alternative and holistic forms of care can be good options – Knew Health. The medical cost-sharing component of Knew Health is fascinating alone, but it's the extras and commitment to genuinely being healthy that draws most people in (more on that in a bit).  

Retraining Our Health Insurance Brain

The hardest part about adopting anything new is retraining the brain and letting go of a traditional way of thinking. We have become accustomed to expecting insurance to "cover" our healthcare expenses yet pay our copayments and coinsurance, and let's not forget those high deductibles that reset every January 1st. 

With Knew Health’s medical cost-sharing model, you’re not dealing with insurance at all. Rather you’re joining a community of like-minded members who have agreed to share in a range of wellness and preventive services, as well as costs that result from unexpected medical conditions. This approach can lower healthcare spending by as much as 60% for those who make the switch!

Knew Health Helps when the Unexpected Happens

When an unexpected medical event happens, say an accident like falling off of a ladder, the bills can really pile up with traditional insurance. Between premiums, copayments, coinsurance, and treatment plans that just aren't covered, you could face high medical bills like Megan in the example shown below. Not only is she facing higher costs, but she is limited to seeing in-network doctors and using conventional medicine treatments.

When faced with the same exact medical event, a Knew Health member like Rachel only pays her chosen IUA. She can choose any doctor and the care that's convenient for her, without being bound to confusing networks, and she has the peace of mind that the remainder of her costs can be shared. There are no confusing copayments, coinsurance, or high deductibles (and no resetting on January 1st). She can simply ask her doctors to apply any self-pay discounts, and there is full price transparency for Rachel at the time of her appointment.

Knew Health Sample of coverage enefits

Knew Health Helps with the Expected Too

We all know there's a lot more to medical spending than unexpected events. What about preventive care, wellness, annual visits, and lifestyle choices aimed at keeping you healthy? 

Knew Health helps with all of that, too. Your membership includes many advantages, significant discounts that you won't see anywhere else, and allowances for self-care and holistic living, resulting in lower healthcare spending. In the image below, you can see how Knew Health Member Rachel can take advantage of true wellness care by incorporating healthy living perks into her life at no extra cost. We take a look at how much each one pays for certain healthcare and wellness expenses. 

Table showing Knew Health Benefits

What makes Knew Health unique is that we are open and accepting of holistic and alternative forms of care, however, we do consider each request on a case-by-case basis in order to evaluate whether it is effective for your condition and whether our community can responsibly share the costs. After all, all the members of Knew Health are in this together.

And if you believe that the Be Healthy Academy would be an optimal way to take control of your well-being, Knew Health allows you to include that in your healthcare planning, too. Because Memberships receive an annual $200 Supplemental Allowance to put towards additional wellness costs of their choice, like my program.

This refreshing approach has helped the community reduce overall healthcare spending and helped everyone individually manage their unique healthcare costs.

If you are ready to take control of your health today and ready to choose a path that feels right for you, consider Knew Health as your alternative healthcare option. You can schedule a call with their Care Team today and use this link to sign up.


Here is a summary of Knew Health:


  • Lower monthly cost

  • Significantly Discounted Labs & Testing

  • Peace of mind for unexpected medical events

  • Discounted Supplements and Wellness Products

  • Freedom to use any licensed provider in the country

  • Annual $200 Supplemental Allowance

  • General wellness visits are included

  • Holistic Health and Wellness-Themed Webinars


Knew Health may not be the right fit for everyone, and it's usually due:

  • Limited sharing for pre-existing conditions

  • Medical records and proof of their medical expenses need to be provided with each request

  • Alternative medical practices are subject to limitations. Alternative medical care requires prior written approval from Knew Health.

  • The Initial Unshareable Amount (IUA) is applied per unique medical need/per condition. A Medical Need is one or more medical expenses caused by a single, new accident, illness, or pregnancy. For example, if you develop back pain, this counts as one incident. If later you break a leg, you will have a new incident; therefore, a new IUA amount to be met.

  • Expenses related to medications or other treatment for any mental health illness or condition are not shareable.

Knew Health is available to most individuals, but not all. It is not currently available for:

  • People aged 65 and older.

  • Residents of VT, WA, PA, NY, IL, MD, CA 

  • Children under the age of 18, if there will not be an adult, are included in the membership.

If you decide to sign up, please mention that Ana Marinho referred you 😊 Before I use and recommend a product, I do a lot of research, then if you have any questions, feel free to reach out. * This blog may contain affiliate links, and I may receive a small commission for purchases made through these links.

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